Judy’s Gems

6 August 2017 / Judy LeMarr

Phoenix – Most affordable

Looking to economize, downsize, retire to an affordable community? Numbers don’t lie. As reported in the Phoenix Business Journal, according to SmartAsset, of the 15 largest cities in the U.S., Phoenix is the cheapest big city to live.

Below is an example of what kind of salary is needed to afford a two bedroom apartment in the Valley of the Sun:

Phoenix                 $41,057

Los Angeles        $109,543

Boston                 $135,686

New York            $164,614

San Francisco     $179,529

So if there was any doubt, this should answer the question of affordability and where you should call home. Call me. I can help.


14 July 2017 / Judy LeMarr

Sellers, don’t leave money on the table

Sellers think it is worth taking an instant offer from an Opendoor or OfferPad is worth the money to save the hassle of traditional marketing of their home but they may be leaving money on the table according to Inman News.

  1. Instant offers aren’t designed to benefit the home seller. They are designed to benefit the investor or company. An investor or company who purchases your home is in the business to make a profit, not pay you market value. And that could add up to thousands of dollars.
  2. Often the fees or experience fees can equal the commission paid to a Realtor®. Think of it this way, would you rather pay a commission to an agent working on your behalf or a company who is only looking out for their interests?
  3. Investors often are not flipping the house to sell in the current tight market but fixing it to rent. That does not benefit the overall value of your neighbor’s house once you leave. While this doesn’t make the neighborhood bad or of less value per se, it does change the feeling of a connected community.
  4. So, if a seller takes an instant offer, they are messing with their neighbors’ home values. That might not be your problem today, but it could be in the future. When you go to sell your next home, you’re going to be pretty unhappy if a bunch of people on your future street sell out to an investor for convenience thereby reducing the overall value of the neighborhood.
  5. When an agent sells a home, it’s a mutually beneficial transaction. The agent gets a fee or commission and sellers get the best possible price for their home. Beware, instant home purchases are designed to benefit the investor under the guise of convenience to the seller.





5 December 2016 / Judy LeMarr

Reasons You Should Hire A Real Estate Agent to Sell Your Home

Selling a home is a very complicated, complex process that can be extremely stressful, even if your emotions are not involved. But it is your home after all. That is why a professional real estate agent with a level head is an important team member in the process of selling your home.

California properties - Marin

Some owners think that selling the home themselves will save them money. This typically is not the case. Here are a few reasons why:

  1.  You are limiting the exposure your home has to potential buyers.

It is believed to leave you with less than ten percent of what a good real estate agent will generate. This means your home will take ten to fifteen times longer to sell.

2.   The longer a home is on the market, the lower the selling price.

Buyers believe that if a home has been on the market a long time, there is something wrong with it.

  1. Because of the limited exposure, you will very likely end up with a lower selling price.

In order to generate the highest price possible, it needs maximum exposure to the market.

  1. The selling process begins after the buyer leaves your home.

Many sellers think all it takes is for someone to see and fall in love with their home and an offer will follow. If a real estate agent does not represent the buyer, they often talk themselves out making an offer. A real estate professional can talk them out of buyer’s remorse.

  1. Most buyers find it difficult to negotiate.

They may be uncomfortable talking to a seller directly and therefore avoid a For Sale By Owner property.

  1. Lack of negotiating experience or important transaction information can result in a lower selling price.

Or possibly, a bungled contract or potential legal ramifications.

  1. You will be negotiating with a more qualified person.

As most local buyers are working with an experienced real estate agent, you will probably be negotiating against an experienced professional who has an edge in the negotiating process. And this could cost you money.

  1. Accepting the offer is only the beginning of the process, ensuring a successful close is the goal.

A licensed real estate professional can work with all parties of the transaction to ensure the sale closes with the least amount of disruption, with the best solutions to issues that may pop up with the most money in your pocket at the end of the sale.



31 May 2016 / Judy LeMarr

Reclaimed Desert Water for the Golf Courses

Golf Course

Reclaimed Desert Water

The City of Scottsdale’s Advanced Water Treatment Facility recycles 20 million gallons a day of water for both groundwater replenishment and for the irrigation of golf courses.

This Reclaimed Water Distribution System is made possible by a private/public partnership funded by 23 golf courses in Scottsdale. This provides water for large turf irrigations without relying on our precious groundwater.

Golf courses are not the only ones to benefit. In the non-peak-watering months, the city filters the excess water through a massive revers osmosis system and replenishes the groundwater supply. In fact, more than 1.7 billion gallons of water were returned to the city’s aquifer in 2014. The city’s innovative project has earned it much acclaim. To learn about this recognition, go toGR Golf CourseThe lakeGolf Club House

www.scottsdaleaz.gov/about/recognition/scottsdale-water-recognized-as-global-leader-in-recycled-water-use_s1_p21798 – 81k.

28 April 2016 / Judy LeMarr

Why I Love Gainey Ranch

GateGainey RanchHyatt Palm TreesEstates Club

Gainey Ranch is truly an oasis in the desert. The grounds are constantly being maintained with new plantings, including the addition of palm trees. As my grandmother always said, “When you see a palm tree, you know you are having a good time.” She was right.

As a child, I remember Gainey Ranch for the Arabian horses and the shows they used to have. That was back in the day when neighboring McCormick Ranch was actually a ranch as well. Scottsdale Road was dirt with only two lanes that dipped up and down all the way up to Cave Creek.

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